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Joanna Johnson's avatar

You hit the nail on the head here - almost all "how to become financially stable" or "how to make a lot of money" advice requires you to already be financially stable and have money. 🤦‍♀️ Dave Ramsey's advice was for upper middle class who were wasting money on stupid things and getting into frivolous credit card debt in the 80s and 90s. It is absolutely not for today's middle class, or really anyone other than wealthy folks who are throwing money away and need someone to tell them what a budget is. 🙄

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samoan62's avatar

It's so funny you mention Dave Ramsey. I agree, his advice has always just sounded to me like "just stop being poor lmao"

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